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n Valuation: Bring in an merchandise of worth. A pawnshop worker will study and appraise the item, figuring out its market worth.
Offer: Based on the appraisal, the pawnshop will make a mortgage supply. This is often a fraction of the merchandise's worth, making certain the shop’s risk is minimized.
Agreement: 무직자대출 If you accept the supply, you’ll obtain the loan amount on the spot. You’ll additionally obtain a pawn ticket, detailing the loan phrases.
Repayment: To reclaim your item, repay the loan within the specified period, plus any interest and charges.
Default: If the loan is not repaid throughout the agreed time, the pawnshop keeps the item and sells it to recuperate the mortgage va